NAHB Seeks Clarification on Administration’s Temporary Pause for Federal Funds
Note: The day after this post originally published on Jan. 28, the White House rescinded the memo that called for a temporary freeze on many federal grants and loans. Read more here.
The White House Office of Management and Budget (OMB) has ordered a temporary pause on many federal grants, loans or financial assistance programs effective on Tuesday, Jan. 28 at 5 p.m. ET. However, a federal judge has halted the White House Freeze on federal aid programs until at least Feb. 3.
The OMB memorandum says this temporary pause “requires federal agencies to identify and review all federal financial assistance programs and supporting activities consistent with the president’s policies and requirements.”
NAHB staff is working to clarify the OMB statement to determine what effect it will have on federal housing programs by reaching out to several federal agencies and the White House. We’ve received assurances from the White House and agencies that housing programs are not the intended target of the pause.
Meanwhile, the U.S. Department of Housing and Urban Development has confirmed with the OMB that all Federal Housing Administration Single Family Title I and Title II mortgage insurance programs remain operational and are not subject to the pause in federal grants and loans outlined in OMB’s memo to federal agencies today.
Federal agencies are required to report to OMB by Feb. 10 detailed information on any programs, projects or activities subject to this pause. The administration has indicated it will offer some exceptions to this order.
In a two-page Q&A issued by the OMB to clarify its order, the agency states that “funds for small businesses, farmers, Pell grants, Head Start, rental assistance, and other similar programs will not be paused.”
NAHB will continue to engage with the administration as it reviews federal aid programs and work with officials to minimize any possible effects on the housing community.
Latest from NAHBNow
Feb 09, 2026
How NAHB's Student Competition Prepares Students for the WorkforceStudents across the country are participating in the annual NAHB Student Competition and, in turn, being set up for job shadowing, internship and full-time job opportunities to make a career in the trades.
Feb 06, 2026
Turn Conversations Into Partnership at IBS 2026 with PWTPWT is thrilled to return to the 2026 Builders’ Show, where we invite you to learn more about why engineered wood is the best product for stronger, straighter, quality homes. Stop by booth W3229 and the Craft Techniques Zone at IBS 2026 to get hands-on experience with PWT products and watch interactive zone demonstrations.
Latest Economic News
Feb 06, 2026
The Size of the Housing Shortage: 2024 DataPersistently low homeowner and rental vacancy rates indicate that the U.S. housing market remains structurally undersupplied.
Feb 05, 2026
Job Openings Fall as Labor Market WeakensRunning counter to the data for the full economy, the count of open, unfilled positions in the construction industry increased in December, per the delayed Bureau of Labor Statistics Job Openings and Labor Turnover Survey (JOLTS). The current level of open jobs is down measurably from two years ago due to declines in construction activity, particularly in housing.
Feb 04, 2026
Mortgage Rates Declined Despite Higher Treasury YieldsLong-term mortgage rates continued to decline in January. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.10% last month, 9 basis points (bps) lower than December. Meanwhile, the 15-year rate declined 4 bps to 5.44%. Compared to a year ago, the 30-year rate is lower by 86 bps. The 15-year rate is also lower by 72 bps.