NAHB's State and Local Issue Fund Helps HBA Advocacy Efforts
Home builders associations continue to advocate for pro-housing policies to improve housing affordability for all. To help HBAs overcome local and state challenges to housing affordability, NAHB's State and Local Government Affairs Committee approved financial assistance for associations through the State and Local Issues Fund (SLIF). More than $96,000 in funds were approved during NAHB’s 2024 Fall Leadership Meeting in San Antonio.
Fighting Impact Fees
In 2019, the City of Grand Junction increased its transportation impact fee, drastically increasing the cost of a home. The city plans to increase the fee again and introduce a new linkage fee aimed at affordable housing. SLIF will help offset the cost of a research report for the HBA of Western Colorado (Grand Junction, Colo.) to educate elected officials and the public about the actual cost of increased impact fees.
In Tennessee, the county government introduced numerous proposals to raise impact fees and increase local development regulations to slow down growth in the county. SLIF will help the HBA of Central Tennessee (Murfreesboro, Tenn.) launch a comprehensive public education campaign about impact fees.
Overcoming Environmental Regulations
The New Jersey Department of Environmental Protection is undertaking rule changes to its current land, water and air as part of its Protecting Against Climate Threats (PACT) regulatory project. The New Jersey Builders Association will receive SLIF funds to lobby against the new overly burdensome regulations.
In New York, a new law expands regulations on “waters of the United States” (WOTUS), making obtaining the necessary permits for construction projects challenging and leading to higher costs. SLIF funds will offset the cost of a New York State HBA study on how the new regulations harm housing production.
Defeating Ballot Measures
A ballot measure to abolish property taxes in North Dakota qualified for the 2024 ballot in November. If the measure passes, it will prohibit political subdivisions from levying on property except for bonds. Abolishing property taxes may result in cost savings for home owners; however, state and local governments must make up for the lost revenue, which will likely lead to an increase in other taxes and fees. SLIF will help the North Dakota Association of Builders remain active in a coalition to prevent the ballot measure from moving forward.
Supporting Pro-Housing Policies
The New Mexico HBA is partnering with NAHB to develop a survey that will pinpoint the challenges by home builders in the state and the resulting economic impact. The goal is to provide the survey results to policymakers during the association’s legislative lobby day. SLIF will support lobby day efforts and the development of promotional materials.
Latest from NAHBNow
Feb 24, 2026
Falling Mortgage Rates Make Homeownership Possible for Millions of HouseholdsThe average interest rate on a 30-year fixed-rate mortgage fell to around 6% last week, the lowest rate borrowers have seen in close to three years. Borrowers will not only enjoy lower monthly payments at that rate, but it also makes homeownership possible for millions more.
Feb 23, 2026
Supreme Court Strikes Down Trump’s Tariffs – But Uncertainty PersistsThe Supreme Court on Feb. 20 ruled that President Trump’s attempts to use emergency powers under the International Emergency Economic Powers Act (IEEPA) was not valid. But Trump still has wide latitude in setting tariff policy and announced a new global tariff of 15%. American consumers and businesses are unsure how any new tariffs will affect them.
Latest Economic News
Feb 24, 2026
Young Adult Headship Rates in 2024: Cyclical Slip or New Equilibrium?Reversing the post-pandemic rebound, the headship rates among young adults (the share of the population heading their own households) declined in 2024, according to NAHB’s analysis of the American Community Survey (ACS) data.
Feb 23, 2026
A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million HouseholdsHousing affordability remains a critical challenge nationwide, and mortgage rates continue to play a central role in shaping homebuying power. Although rates have declined from the recent peak of about 7.6% in 2023 to around 6.01% as of February 19,2026, they remain elevated relative to typical levels in the 2010s.
Feb 20, 2026
New Home Sales Close 2025 with Modest GainsNew home sales ended 2025 on a mixed but resilient note, signaling steady underlying demand despite ongoing affordability and supply constraints. The latest data released today (and delayed because of the government shutdown in fall of 2025) indicate that while month-to-month activity shows a small decline, sales remain stronger than a year ago, signaling that buyer interest in newly built homes has improved.