Housing Affordability

Solving the Housing Affordability Crisis

There is no “silver bullet” solution to this crisis. The effort requires comprehensive strategies at the federal, state and local levels to reduce building costs, boost supply and empower home buyers with a mix of housing choices. See how NAHB is working to address these issues.

How We Got Here Factors Contributing to the Crisis

A limited supply of land, a shortage of skilled labor and increasing material costs are all contributing to higher prices and rents. The result? Americans are struggling to afford one of the most basic human needs — shelter. The only way to solve this crisis is to build more homes.

But local governments often stand in the way with excessive regulations and restrictive zoning policies. Housing isn’t one-size-fits-all; home builders need the flexibility to build what the market demands.

Addressing the housing affordability crisis and supporting new residential construction will make our communities stronger, more inclusive and more economically competitive, while boosting local tax bases.

During this key election year, NAHB’s Election 2020 efforts are helping to ensure that housing affordability is a central part of the conversation throughout the campaign season. Learn more.

Housing Affordability Affects Everyone

Here’s what you can do to improve housing affordability in your community.

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Americans Deserve a Choice

Row of Townhouses
<p>Providing a range of housing types is key to increase the supply of housing at various price points.</p>

"Missing Middle" of Housing

"Missing Middle" of Housing

Providing a range of housing types is key to increase the supply of housing at various price points.

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Rent Control
<p>Rent control policies limit supply and do not address the underlying issues of housing affordability.</p>

Rent Control

Rent Control

Rent control policies limit supply and do not address the underlying issues of housing affordability.

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Building Codes and Standards
<p>Building codes ensure safe homes. But many codes proposed today are done so without regard to cost to home buyers.</p>

Building Codes

Building Codes

Building codes ensure safe homes. But many codes proposed today are done so without regard to cost to home buyers.

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What You Need to Know

Housing for All Toolkit
<p>Everyone wants a home they can afford that meets their unique needs. Implementing these strategies can help make that happen.</p>

Creating Housing for All Toolkit

Creating Housing for All Toolkit

Everyone wants a home they can afford that meets their unique needs. Implementing these strategies can help make that happen.

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Housing Opportunity Index (HOI)
<p>This quarterly measure of area-specific housing affordability is based on home sales and median family income.</p>

Housing Opportunity Index

Housing Opportunity Index

This quarterly measure of area-specific housing affordability is based on home sales and median family income.

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The Public Weighs In
<p>Vast majority of Americans say housing affordability is at a crisis point.</p>

The Public Weighs In

The Public Weighs In

Vast majority of Americans say housing affordability is at a crisis point.

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The Path Forward

Access to Labor Key to Affordability

A recent episode of the “Building the Dream” series from TheHill.TV looks at housing as an area that can boost the economic recovery, but only if the workforce is in place to do it.

Workers Needed to Increase Supply

NAHB Chairman Chuck Fowke spotlights one of the critical issues facing the construction industry — a continuing labor shortage — and the opportunities a career in construction can provide in the current labor market.

Top 5 Factors Affecting Affordability

NAHB Chief Economist Dr. Robert Dietz notes the top 5 factors contributing to the key feature of the housing affordability crisis - a lack of inventory.

Hidden Costs of Housing

A recent TheHill.TV episode explores the hidden costs behind rising home prices and how they’re contributing to the housing affordability crisis.

Zoning’s Impact on Affordability

Despite improved conditions in the housing industry, a recent The Hill.TV episode highlights how communities are still grappling with how to overcome the challenges of housing affordability for many of their residents.

Is Upzoning a Solution?

NAHB CEO Jerry Howard and Chief Lobbyist Jim Tobin discuss the latest trend in the fight for affordable housing: upzoning. Does this policy have the legs to be more than a trend and become a viable solution for development?