State HBAs Take on Housing Affordability During Legislative Sessions

Housing Affordability
Published
Contact: Karl Eckhart
[email protected]
VP, State and Local Advocacy
(202) 266-8319

HBAs are working with state lawmakers and governors to reduce building costs, boost the supply of homes, and empower home buyers with a mix of housing choices. As the new year kicks off, many state legislatures are in session, and HBA leaders are making inroads with lawmakers. States such as Washington and Virginia recently secured legislative wins to improve housing affordability.

Increasing Housing Production in Oregon

Oregon Home Builders Association (OHBA) members Deb Flagan, Natalie Janney, Eric Olsen and Justin Wood serve on Gov. Tina Kotek’s Housing Production Advisory Council. OHBA says the council has been working diligently over the last several months to provide long-term strategies for quickly increasing housing production across the state.

During this legislative session, OHBA is championing Senate Bill 1537. If passed, the bill will increase the number of available homes and reduce housing prices for residents. According to OHBA, the state must increase the production of housing units by up to 80% of the current construction trend to meet future housing needs.

Increasing homeownership is a top priority for the association and Oregonians, who said in a recent poll that housing affordability and homelessness are serious problems that the legislature must address.

Building Missing Middle Housing in Washington State

During the 2023 legislative session, the Building Industry Association of Washington (BIAW) passed pro-housing and pro-business legislation, and defeated efforts that threatened to drive up the costs of buying or remodeling a home. One of BIAW’s achievements was adding flexibility to zoning requirements.

Middle housing legislation supported by BIAW allows property owners more flexibility on their land. It requires local governments to recognize zero-lot-line subdivisions, ensuring new housing built under this law can and will be ownership units. BIAW also passed legislation expanding housing options by easing barriers to constructing and using accessory dwelling units.

Improving Land Development in Virginia

The HBA of Virginia achieved several victories in the state legislature in the past several years that reduced the barriers to residential economic development. One of the association’s recent achievements was the establishment of the Virginia Residential Sites and Structures Locator. The database will assist residential developers and builders in identifying new development opportunities and help localities promote available land or structures suitable for residential or mixed-use development.

NAHB’s State and Local Government Affairs team can provide HBAs with funding, economic data and best practices for improving housing affordability in your community. Contact Karl Eckhart for more information.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Economics
Oct 07, 2026
Mortgage Rates Continued to Rise in September

Mortgage rates rose sharply in September as multiple factors applied significant upward pressure on U.S. treasury bond yields, a key factor in mortgage rates.

Membership
Oct 06, 2026
Median Revenue of NAHB Associate Members Climbs to All-Time High

According to NAHB’s most recent member census from 2025, approximately two-thirds of NAHB’s total members are Associate members. These members include those involved in a wide range of support industries and professions including, trade contractors, manufacturers, retailers/distributors, designers, and architects.

View all

Latest Economic News

Economics
Oct 07, 2026
ARM Share Increased as Mortgage Rates Spiked

Mortgage application activity declined as the 30-year fixed mortgage rate rose sharply. The Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage application volume, decreased 7.7% month-over-month in September on a seasonally adjusted basis. Compared to a year ago, total mortgage applications were lower by 35.4%.

Economics
Oct 06, 2026
Mortgage Rates Rise as Treasury Yields Top 5%

Mortgage rates rose sharply in September as multiple factors applied significant upward pressure on the U.S. treasury yields. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.86% in September, up nearly 20 basis points (bps) from August.

Economics
Oct 05, 2026
Two-Story Foyer Share Edges Up in 2025

In 2025, around a quarter of new homes were built with a two-story foyer, slightly up from 2024, according to data obtained from the Census Bureau’s Survey of Construction (SOC) and tabulated by NAHB.