FHFA Announces Equitable Housing Finance Plans for Fannie Mae, Freddie Mac
The Federal Housing Finance Agency (FHFA) today announced that Fannie Mae and Freddie Mac (the Enterprises) will submit Equitable Housing Finance Plans to FHFA by the end of 2021.
The Enterprises will update these plans annually and they will identify and address barriers to sustainable housing opportunities, including the Enterprises’ goals and action plans to advance equity in housing finance for the next three years.
FHFA also will require the Enterprises to submit annual progress reports on the actions undertaken during the prior year to implement their plans.
Under the recently signed Memorandum of Understanding between FHFA and HUD regarding fair housing and fair lending coordination, HUD provided insight and expertise to FHFA regarding this equitable housing finance initiative.
FHFA is issuing a Request for Input that seeks public comment until Oct. 25, to aid the Enterprises in preparing their first plans and to aid FHFA in overseeing the plans.
FHFA will also host a public listening session on Sept. 28 to allow for additional public input.
Latest from NAHBNow
Jul 15, 2026
One-Story Homes Becoming More Popular in New BuildsOver half of new single-family homes built in 2025 were two or more stories. But the share of homes started with two or more stories fell in 2025, reflecting increased building activity in regions that prefer single-story homes.
Jul 14, 2026
Get Big Summer Discounts on NAHB BuilderBooks' Top TitlesLooking for the best residential construction books to read in 2026? NAHB BuilderBooks titles offer practical insights you can put to work immediately.
Latest Economic News
Jul 15, 2026
Building Material Prices Continue to Rise Despite Energy Price DeclinesResidential building material prices, excluding energy, rose 0.5% in June and were up 4.6% from a year ago. Lower energy prices were apparent in June, as energy input prices fell 10.3% over the month. Meanwhile, prices for services rose 5.2% over the year, and were up 1.0% from the previous month.
Jul 15, 2026
Single-Family Permitting Continued to Weaken Through MayState-level permitting activity continued to reflect a divided housing market through the first five months of 2026. Elevated mortgage rates and ongoing affordability challenges continued to weigh on single-family construction across much of the country, while multifamily permitting remained comparatively stronger, supported by gains in several regions despite continued weakness in parts of the South.
Jul 14, 2026
Inflation Cooled in June as Gas Prices EasedInflation slowed to 3.5% in June from a three-year high last month, driven by a mid-June ceasefire agreement that stabilized oil markets and lowered energy prices.