Military Family Receives Mortgage-Free Home

Membership
Published

Thanks to the generosity of the building community in Wisconsin, spearheaded by David Belman of Belman Homes, a deserving military veteran will have a mortgage-free home this year.

U.S. Army Sgt. Daniel Cappo joined the military driven to serve his country and support a future family. While serving in Afghanistan, he severely injured his back, leaving him permanently disabled. He medically retired, and his wife become a full-time caretaker while raising their two young sons. A few months ago, the Cappo family learned that they were selected by Operation Finally Home (OFH) to receive a custom-built, mortgage-free home.

“I was so surprised. I felt like a huge weight was lifted off me…things like this do not happen to me,” Sgt. Cappo told the Milwaukee Journal Sentinel. The groundbreaking ceremony for the new Cappo family home was held in November.

Operation Finally Home, a Texas-based non-profit that provides homes and home modifications to military heroes, selected the Cappo family and is partnering with Belman Homes to complete the project. This is one of several homes built under Belman’s leadership as a OFH partner.

Belman learned about OFH at an International Builders' Show. He vividly recalls the story of a veteran who lost his legs in an improvised explosive device (IED) blast and who had a family to support: “I could not believe veterans were not getting the help they needed…it really opened my eyes.” Belman knew he had to get involved with the organization.

Building a home for a veteran does take time, especially finding the right lot, says Belman. OFH builders commit to donating labor and materials. Belman works with local tradesman, subcontractors, suppliers, manufactures and other partners to work on each home. The Cappo family home will be completed this year.

Even with the challenge of soliciting donations and coordinating the project, Belman encourages other builders to get involved. “It takes time and effort, but you are changing someone’s life,” he noted. “As a builder that's what we do. We build communities… and no one is more deserving.”

For more insights on building homes for veterans, view the Belman Homes video.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Trends

Jan 21, 2026

Single-Family Home Size Continues to Decline

The market could see a leveling off of home size trends in 2026 as mortgage interest rates approach 6% on a sustained basis.

Workforce Development

Jan 20, 2026

Plan Early for Summer Internship Season with NAHB Resources

The most effective internship programs don’t come together at the last minute. To help, NAHB offers the Internship Program Development Guide and Appendices to the Internship Program Development Guide.

View all

Latest Economic News

Economics

Jan 21, 2026

Private Residential Construction Spending Edges Higher in October on Home Improvements

Private residential construction spending was up 1.3% in October, rebounding from a 1.4% decline in September 2025. This modest gain was primarily driven by increased spending on home improvements.

Economics

Jan 21, 2026

Single-Family Permits Cooled in the Fall

In October, single-family building permits weakened, reflecting continued caution among builders amid affordability constraints and financing challenges. In contrast, multifamily permit activity remained steady and continued to perform relatively well.

Economics

Jan 20, 2026

New Single-Family Home Size Trends: Third Quarter 2025

New single-family home size has been generally falling since 2015 as a response to declining affordability conditions. An exception occurred when new home size increased in 2021 as interest rates reached historic lows. However, as interest rates increased in 2022 and 2023, and housing affordability worsened, the demand for home size has trended lower.