County Leaders Propose Housing Affordability Strategies
Tackling the housing affordability crisis requires a comprehensive strategy involving the private and public sectors to reduce costs and boost supply. This month, The National Association of Counties (NACo) released “Advancing Local Housing Affordability,” a report that proposes county-led solutions to overcome housing affordability challenges nationwide. The Hon. Bill Truex — commissioner in Charlotte County, Fla., and NAHB member — served on the NACo Housing Task Force that produced the report.
The task force report underscores the need for moderately priced, fair-quality housing in all counties. Report authors share many instances nationwide about how housing costs crowd out household budgets. For example, in Franklin County, Ohio — home to the capital city of Columbus — four out of every 10 renters are cost-burdened, spending more than 30% of their annual income on housing.
Because of the issue's complexity, NACo’s report outlines the shared responsibility of housing affordability among federal, state, local, private and community sectors. To address this, NACo urges counties to engage in dialogue and coordination and build strong relationships with stakeholders that impact housing.
In addition, the NACo housing task force avoids providing a one-size-fits-all policy solution. And the report authors acknowledge that creating solutions to address housing affordability barriers locally is “often slow, contentious and grueling.” As a result, policy recommendations outlined in the report are intended to serve as tools county leaders can use in developing a comprehensive housing action plan.
Abbreviated best practices and policy recommendations in the report cover topics such as:
- Land use, zoning, infrastructure and community planning
- Local regulations, permitting and fees
- Federal-county intergovernmental approaches
- Community engagement, partnership and education
- Finance, lending and county tax policy
“Counties are on the front lines of responding to the housing crisis. Stable, quality housing is the foundation for better health, safety, education, a strong workforce, improved financial wellness, and lower demands on the social safety net,” said NACo President Denise Winfrey, and Will County, Ill., commissioner. “Counties are committed to meeting the moment and addressing our residents’ housing needs.”
Visit the NACo Housing Task Force webpage to read the full report.
Latest from NAHBNow
May 12, 2026
3 Reasons to Build to the National Green Building StandardThe new edition of the National Green Building Standard focuses on building for the future by addressing these real-world challenges through sustainable building practices. Here are three benefits to building your next residential project to the NGBS.
May 11, 2026
U.S. Economy Adds 115,000 Jobs in AprilThe U.S. labor market continued to show resilience in April, with job growth persisting despite elevated interest rates and rising geopolitical uncertainty related to the Iran conflict. The unemployment rate held steady at 4.3%.
Latest Economic News
May 12, 2026
Inflation Outpaced Wage Growth in AprilInflation accelerated to a nearly three-year high in April, driven by continued increases in energy costs from the Iran war. Energy costs drove more than 40% of the monthly increase, with national gasoline prices soaring above $4.50 in early May for the first time since July 2022.
May 12, 2026
Consumer Credit Accelerated in Q1 2026In the first quarter of 2026, consumer credit grew at a slightly faster pace than in years prior amid positive yet sluggish economic growth and rising inflation pressure. According to the Federal Reserve’s G.19 Consumer Credit Report, total outstanding U.S. consumer credit reached $5.14 trillion in the first quarter of 2026.
May 11, 2026
Existing Home Sales Edged Up Slightly in AprilExisting home sales edged up in April after reaching a nine-month low in March, but sales remained at historically low levels. Elevated mortgage rates and reignited inflation driven by the Iran war continued to weigh on affordability as economic uncertainty pushed up long-term rates, while rising energy costs strained household budgets.