County Leaders Propose Housing Affordability Strategies

Housing Affordability
Published
Contact: Karl Eckhart
[email protected]
VP, State & Local Government Affairs
(202) 266-8319

Tackling the housing affordability crisis requires a comprehensive strategy involving the private and public sectors to reduce costs and boost supply. This month, The National Association of Counties (NACo) released “Advancing Local Housing Affordability,” a report that proposes county-led solutions to overcome housing affordability challenges nationwide. The Hon. Bill Truex — commissioner in Charlotte County, Fla., and NAHB member — served on the NACo Housing Task Force that produced the report.

The task force report underscores the need for moderately priced, fair-quality housing in all counties. Report authors share many instances nationwide about how housing costs crowd out household budgets. For example, in Franklin County, Ohio — home to the capital city of Columbus — four out of every 10 renters are cost-burdened, spending more than 30% of their annual income on housing.

Because of the issue's complexity, NACo’s report outlines the shared responsibility of housing affordability among federal, state, local, private and community sectors. To address this, NACo urges counties to engage in dialogue and coordination and build strong relationships with stakeholders that impact housing.

In addition, the NACo housing task force avoids providing a one-size-fits-all policy solution. And the report authors acknowledge that creating solutions to address housing affordability barriers locally is “often slow, contentious and grueling.” As a result, policy recommendations outlined in the report are intended to serve as tools county leaders can use in developing a comprehensive housing action plan.

Abbreviated best practices and policy recommendations in the report cover topics such as:

  • Land use, zoning, infrastructure and community planning
  • Local regulations, permitting and fees
  • Federal-county intergovernmental approaches
  • Community engagement, partnership and education
  • Finance, lending and county tax policy

“Counties are on the front lines of responding to the housing crisis. Stable, quality housing is the foundation for better health, safety, education, a strong workforce, improved financial wellness, and lower demands on the social safety net,” said NACo President Denise Winfrey, and Will County, Ill., commissioner. “Counties are committed to meeting the moment and addressing our residents’ housing needs.”

Visit the NACo Housing Task Force webpage to read the full report.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

IBS | Awards

Jan 21, 2026

NAHB Announces 2026 Best of IBS Finalists

More than 300 product entries in nine categories were judged by 42 industry and media representatives. See which products were selected as finalists in the 2026 Best of IBS Awards.

Trends

Jan 21, 2026

Single-Family Home Size Continues to Decline

The market could see a leveling off of home size trends in 2026 as mortgage interest rates approach 6% on a sustained basis.

View all

Latest Economic News

Economics

Jan 21, 2026

Private Residential Construction Spending Edges Higher in October on Home Improvements

Private residential construction spending was up 1.3% in October, rebounding from a 1.4% decline in September 2025. This modest gain was primarily driven by increased spending on home improvements.

Economics

Jan 21, 2026

Single-Family Permits Cooled in the Fall

In October, single-family building permits weakened, reflecting continued caution among builders amid affordability constraints and financing challenges. In contrast, multifamily permit activity remained steady and continued to perform relatively well.

Economics

Jan 20, 2026

New Single-Family Home Size Trends: Third Quarter 2025

New single-family home size has been generally falling since 2015 as a response to declining affordability conditions. An exception occurred when new home size increased in 2021 as interest rates reached historic lows. However, as interest rates increased in 2022 and 2023, and housing affordability worsened, the demand for home size has trended lower.