County Leaders Propose Housing Affordability Strategies

Housing Affordability
Published
Contact: Karl Eckhart
[email protected]
VP, State and Local Advocacy
(202) 266-8319

Tackling the housing affordability crisis requires a comprehensive strategy involving the private and public sectors to reduce costs and boost supply. This month, The National Association of Counties (NACo) released “Advancing Local Housing Affordability,” a report that proposes county-led solutions to overcome housing affordability challenges nationwide. The Hon. Bill Truex — commissioner in Charlotte County, Fla., and NAHB member — served on the NACo Housing Task Force that produced the report.

The task force report underscores the need for moderately priced, fair-quality housing in all counties. Report authors share many instances nationwide about how housing costs crowd out household budgets. For example, in Franklin County, Ohio — home to the capital city of Columbus — four out of every 10 renters are cost-burdened, spending more than 30% of their annual income on housing.

Because of the issue's complexity, NACo’s report outlines the shared responsibility of housing affordability among federal, state, local, private and community sectors. To address this, NACo urges counties to engage in dialogue and coordination and build strong relationships with stakeholders that impact housing.

In addition, the NACo housing task force avoids providing a one-size-fits-all policy solution. And the report authors acknowledge that creating solutions to address housing affordability barriers locally is “often slow, contentious and grueling.” As a result, policy recommendations outlined in the report are intended to serve as tools county leaders can use in developing a comprehensive housing action plan.

Abbreviated best practices and policy recommendations in the report cover topics such as:

  • Land use, zoning, infrastructure and community planning
  • Local regulations, permitting and fees
  • Federal-county intergovernmental approaches
  • Community engagement, partnership and education
  • Finance, lending and county tax policy

“Counties are on the front lines of responding to the housing crisis. Stable, quality housing is the foundation for better health, safety, education, a strong workforce, improved financial wellness, and lower demands on the social safety net,” said NACo President Denise Winfrey, and Will County, Ill., commissioner. “Counties are committed to meeting the moment and addressing our residents’ housing needs.”

Visit the NACo Housing Task Force webpage to read the full report.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Economics
Nov 05, 2026
Multifamily Developer Confidence Weakens in Third Quarter

Confidence in the market for new multifamily housing weakened year-over-year in the third quarter, according to the Multifamily Market Survey (MMS) released today by the National Association of Home Builders (NAHB). The MMS produces two separate indices. The Multifamily Production Index (MPI) had a reading of 41, down five points year-over-year, while the Multifamily Occupancy Index (MOI) had a reading of 69, also down five points year-over-year.

Advocacy
Nov 04, 2026
Podcast: What the Blue Wave May Mean for Housing

On the latest episode of NAHB’s podcast, Housing Developments, CEO Jim Tobin and COO Paul Lopez are joined by Chief Advocacy Officer Ken Wingert to discuss the immediate aftermath of the midterm elections.

View all

Latest Economic News

Economics
Nov 04, 2026
Mortgage Applications Decline as Higher Rates Boost ARM Share

Mortgage application activity declined in October as the 30-year fixed mortgage rate rose sharply again. The Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage application volume, fell 14.1% month-over-month in October on a seasonally adjusted basis. Compared to a year ago, total mortgage applications were 39.8% lower.

Economics
Nov 04, 2026
Laundry Room Locations in New Homes and Apartments, 2025

In 2025, the majority of homes started featured laundry connections on the first floor (70%), according to the Census’s Survey of Construction. Laundry located on the second floor or higher was the second most prevalent at 27%. The basement, garage, and other locations all had a 1% or lower share.

Economics
Nov 03, 2026
Mortgage Rates Climb in October Amid Accelerating Inflation

Mortgage rates rose sharply again in October as the U.S. treasury yields surged. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 7.33% in October, up 47 basis points (bps) from September. The rate reached 7.40% in early October, its highest level since 2023, before easing toward the end of the month.