County Leaders Propose Housing Affordability Strategies

Housing Affordability
Published
Contact: Karl Eckhart
[email protected]
VP, State & Local Government Affairs
(202) 266-8319

Tackling the housing affordability crisis requires a comprehensive strategy involving the private and public sectors to reduce costs and boost supply. This month, The National Association of Counties (NACo) released “Advancing Local Housing Affordability,” a report that proposes county-led solutions to overcome housing affordability challenges nationwide. The Hon. Bill Truex — commissioner in Charlotte County, Fla., and NAHB member — served on the NACo Housing Task Force that produced the report.

The task force report underscores the need for moderately priced, fair-quality housing in all counties. Report authors share many instances nationwide about how housing costs crowd out household budgets. For example, in Franklin County, Ohio — home to the capital city of Columbus — four out of every 10 renters are cost-burdened, spending more than 30% of their annual income on housing.

Because of the issue's complexity, NACo’s report outlines the shared responsibility of housing affordability among federal, state, local, private and community sectors. To address this, NACo urges counties to engage in dialogue and coordination and build strong relationships with stakeholders that impact housing.

In addition, the NACo housing task force avoids providing a one-size-fits-all policy solution. And the report authors acknowledge that creating solutions to address housing affordability barriers locally is “often slow, contentious and grueling.” As a result, policy recommendations outlined in the report are intended to serve as tools county leaders can use in developing a comprehensive housing action plan.

Abbreviated best practices and policy recommendations in the report cover topics such as:

  • Land use, zoning, infrastructure and community planning
  • Local regulations, permitting and fees
  • Federal-county intergovernmental approaches
  • Community engagement, partnership and education
  • Finance, lending and county tax policy

“Counties are on the front lines of responding to the housing crisis. Stable, quality housing is the foundation for better health, safety, education, a strong workforce, improved financial wellness, and lower demands on the social safety net,” said NACo President Denise Winfrey, and Will County, Ill., commissioner. “Counties are committed to meeting the moment and addressing our residents’ housing needs.”

Visit the NACo Housing Task Force webpage to read the full report.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Membership

Dec 02, 2025

2025 Member Census: We Want to Hear From You

Keep an eye on your inboxes this week for an important invitation from NAHB to complete our 2025 Builder and Associate Member Census.

Education at IBS

Dec 01, 2025

Remodelers Will Have Tons of Education Options at IBS 2026

Remodelers constitute for nearly one quarter of NAHB’s membership, so the 2026 NAHB International Builders’ Show® (IBS) will have plenty for those seeking to improve their remodeling practices and businesses. Here are four IBS Education sessions tailored for attendees interested in remodeling, all taking place this February.

View all

Latest Economic News

Economics

Dec 02, 2025

Single-Family Construction Loan Volume Rises in the Third Quarter

Single-family construction lending picked up in the third quarter, amidst the overall cooling lending environment. Loan balances for 1-4 family construction grew to $91.2 billion in the third quarter, registering the first annual increase in over two years.

Economics

Dec 01, 2025

About 7% of New Homes Are Teardowns

In 2024, 6.9% of new single-family detached homes were teardowns (structures torn down and rebuilt in older neighborhoods), and another 20.1% were built on infill lots in older neighborhoods, according to the latest Builder Practices Survey (BPS) conducted by Home Innovation Research Labs.

Economics

Nov 26, 2025

Property Taxes by State – 2024

Nationally, across the 87 million owner-occupied homes in the U.S., the average amount of annual real estate taxes paid in 2024 was $4,271, according to NAHB analysis of the 2024 American Community Survey.