FHFA Makes Public Appraisal Data from Fannie Mae, Freddie Mac
The Federal Housing Finance Agency (FHFA) today published its new Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File. The UAD records are compiled by Fannie Mae and Freddie Mac, and FHFA says this data will “provide the public new access to a broad set of data points and trends found in appraisal reports.”
“As home valuations are a vital component of the mortgage process, publishing transparent, aggregate data on appraisals provides useful information to the public while protecting borrowers’ personally identifiable information,” said FHFA Director Sandra L. Thompson. “Today’s announcement exemplifies our commitment to the development of a more efficient and equitable valuation system that ultimately reduces appraisal bias.”
The UAD gives stakeholders and the public new access to a broad set of data points and trends found in appraisal reports. It consists of 47.3 million UAD appraisal records on single-family properties collected from 2013 through the second quarter of 2022.
Additionally, the appraisal statistics may be grouped by neighborhood characteristics and geographic levels [national, state plus the District of Columbia and Puerto Rico, Metropolitan Statistical Areas (MSAs) or Metropolitan Divisions, county, and tract].
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