FEMA Reinstates Federal Flood Risk Standards

Resiliency
Published

The Federal Emergency Management Agency (FEMA) on Aug. 27 announced a new interim policy to partially implement the Federal Flood Risk Management Standards (FFRMS) that would require certain structures located in Special Flood Hazard Areas to conform to higher flood elevation standards if they use Hazard Mitigation Assistance (HMA) grant funds.

Although the FFRMS was reinstated through Executive Order 14030 Climate-Related Financial Risk, signed by President Biden on May 20, the interim policy — effective immediately — is the first step toward implementation.

While further actions are anticipated by FEMA and other agencies to fully implement FFRMS, the interim policy applies to certain projects funded through hazard mitigation grant programs. Specifically, the interim policy applies to Fiscal Year 2021 funding for the Building Resilient Infrastructure and Communities (BRIC) and Flood Mitigation Assistance (FMA) programs; the Hazard Mitigation Grant Program (HMGP) for any major disaster declared on or after Aug. 27 and assistance authorized for all 59 COVID-19 disaster declarations. In addition, it applies to HMGP Post Fire for any Fire Mitigation Assistance Grant (FMAG) declarations issued on or after Aug. 27.

The interim policy partially implements the FFRMS by requiring higher flood elevations for three types of actions — elevation, dry floodproofing and mitigation reconstruction — when done in the Special Flood Hazard Area. FEMA’s approach requires additional elevation (Base Flood Elevation plus 2 feet) except in situations where doing so would result in the project being unable to meet applicable cost-effectiveness requirements.

For more information on the Hazard Mitigation Assistance Grants, visit FEMA’s website.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Labor

Jul 07, 2026

Labor Market Cools While Construction Industry Faces Headwinds

The U.S. labor market lost momentum in June, with total nonfarm payroll employment rising by just 57,000 — the smallest gain since February’s outright decline.

Labor

Jul 06, 2026

Supreme Court Allows Trump Administration to End TPS for Haiti and Syria

A 6-3 Supreme Court ruling on June 25 cleared the way for the Trump administration to end Temporary Protected Status (TPS) for Haitian and Syrian nationals in the U.S.

View all

Latest Economic News

Economics

Jul 07, 2026

Residential Construction Employment Concentrated in Rural and Smaller-Market Counties

Residential construction employment continued to soften in recent months, reflecting elevated interest rates, ongoing affordability challenges, and slower home building activity.

Economics

Jul 06, 2026

Top Ten Builder Market Share Falls in 2025

The top ten builders accounted for 43.6% of all new U.S. single-family home closings in 2025, down 1.2 percentage points from 2024 (44.8%), based on BUILDER magazine data.

Economics

Jul 03, 2026

Mortgage Rates Increased in June as Markets Weigh Inflation and Fed Policy

Mortgage rates continued to increase in June as markets priced in a rate hike due to high inflation and stronger-than-expected labor market.