FHFA Issues Policy Statement on Fair Lending
The Federal Housing Finance Agency (FHFA) today issued a policy statement on fair lending that communicates FHFA’s fair lending expectations for Fannie Mae, Freddie Mac and the Federal Home Loan Banks and outlines FHFA’s fair lending oversight and enforcement to ensure compliance with the law.
“FHFA is committed to fair mortgage lending because it ensures that all Americans have access to safe, decent and affordable housing,” Acting FHFA Director Sandra L. Thompson said in a news release.
FHFA is inviting comments on the application of the policy statement within 60 days of its publication in the Federal Register. The agency has also issued Orders on Fair Lending Reporting to Fannie Mae and Freddie Mac that require the two government-sponsored enterprises to submit quarterly reports to FHFA with fair lending information and data to improve the agency’s fair lending supervision and monitoring capabilities.
Latest from NAHBNow
Oct 16, 2025
NAHB Endorses Dignity Act to Modernize America’s Immigration SystemNAHB supports comprehensive immigration reform legislation recently introduced in the House by Reps. Maria Salazar (R-Fla.) and Veronica Escobar (D-Texas) that would protect the nation’s borders and preserve critical workforces.
Oct 16, 2025
Amid Market Challenges, Builder Expectations Rise in OctoberBuilder confidence in the market for newly built single-family homes was 37 in October, up five points from September and the highest reading since April, according to the NAHB/Wells Fargo Housing Market Index (HMI) released today.
Latest Economic News
Oct 14, 2025
Custom Home Building Share Declines in 2024In 2024, 17.5% of all new single-family homes started were custom homes. This share decreased from 18.8% in 2023 and from 20.4% in 2022, according to data tabulated from the Census Bureau’s Survey of Construction (SOC).
Oct 13, 2025
Hispanics Comprise Nearly One-Third of the Construction Labor ForceDiversifying the construction labor force remains a key priority amid persistent skilled labor shortages. According to the 2023 American Community Survey, non-Hispanic White workers still account for the majority of the construction industry at 57%. Hispanic workers now represent nearly one-third of the labor force at 32%, followed by non-Hispanic Black workers at 5% and non-Hispanic Asian workers at 1.8%.
Oct 10, 2025
Vinyl Surpasses Stucco as Most Used Principal Exterior Wall MaterialIn 2024, vinyl siding was the most used principal exterior wall material for homes started. It holds just over a quarter share of homes, slightly surpassing stucco for the first time since 2018.