FHFA Issues Policy Statement on Fair Lending

Housing Finance
Published

The Federal Housing Finance Agency (FHFA) today issued a policy statement on fair lending that communicates FHFA’s fair lending expectations for Fannie Mae, Freddie Mac and the Federal Home Loan Banks and outlines FHFA’s fair lending oversight and enforcement to ensure compliance with the law.

“FHFA is committed to fair mortgage lending because it ensures that all Americans have access to safe, decent and affordable housing,” Acting FHFA Director Sandra L. Thompson said in a news release.

FHFA is inviting comments on the application of the policy statement within 60 days of its publication in the Federal Register. The agency has also issued Orders on Fair Lending Reporting to Fannie Mae and Freddie Mac that require the two government-sponsored enterprises to submit quarterly reports to FHFA with fair lending information and data to improve the agency’s fair lending supervision and monitoring capabilities.

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