What's Under the House: Fill Dirt and Moisture Issues
When placed under a foundation, fill dirt is arguably the most important structural component of a home, and that fill dirt is the leading cause of new home structural failures.
Walt Keaveny, a professional engineer and geoscientist for 2-10 Home Buyers Warranty, explores fill dirt and offers tips for minimizing problems in a new NAHB Construction Liability resource, Let's Talk Dirt.
According to Keaveny, not only is fill dirt the most common cause of structural failure, it is also a very costly repair — nationwide it costs an average of over $50,000 to investigate and repair a structural failure caused by fill dirt. In some states the average cost exceeds $100,000.
Let's Talk Dirt provides information about fill placement, density requirements, testing, and the benefits of working with a geotechnical engineer.
Keaveny also explores moisture issues in basements in Ultimate Guide to STOP Basement Water Leaks. Over half of all basements have some moisture issues, with basement walls and floors the most common locations for water leaks in a home. Unlike improperly compacted fill dirt, water leaks in basements rarely represent a structural deficiency, according to Keaveny.
However, a water leak that is seen trickling is not normal, and it is beneficial to terminate the source of the water to avoid: (1) saturating soils that support the foundation, (2) rot and degradation of wooden framing, (3) damage to drywall and finishes, (4) damage to household items, (5) mold and (6) vermin.
To learn about the three major sources that cause water leaks, water migration into basements, damp proofing versus water proofing, and to view Keaveny’s Water Source Checklist, review the Ultimate Guide to STOP Basement Water Leaks.
Plus, you can stay current with the latest building materials and construction liability developments on the NAHB Construction Liability Resources page.
For any questions about construction liability, please contact David Jaffe.
Latest from NAHBNow
Mar 10, 2026
NAHB Announces 7 Fall Recruitment Competition WinnersFor their efforts, top Builder winners earned LG laundry machines, and Associate winners and all runners-up earned International Builders’ Show (IBS) VIP ticket packages, including registration to the show, IBS House Party tickets, opening ceremony seat reservations and VIP Closing Concert tickets.
Mar 09, 2026
Laura Dwyer Wins SA Walters Lifetime Achievement Award for Systems Built HousingThe NAHB Building Systems Councils has awarded the S.A. Walters Award for Lifetime Achievement in Systems Built Housing to Laura Dwyer, recognizing her decades of leadership, innovation, and service to the homebuilding industry.
Latest Economic News
Mar 10, 2026
AD&C Loan Volume Falls Despite Declining Financing CostsSingle-family construction lending fell in the fourth quarter, according to data released by the Federal Deposit Insurance Corporation (FDIC).
Mar 09, 2026
Lower Mortgage Rates Boost Refinancing While Purchase Activity SlowsMortgage application activity increased month-over-month as the 30-year fixed mortgage rates reached a three-year low.
Mar 06, 2026
U.S. Economy Loses 92,000 Jobs in FebruaryThe U.S. labor market weakened in February, as payroll employment declined and the unemployment rate rose to 4.4%. The cooling labor market could place the Federal Reserve in a challenging position as policymakers weigh slower job growth against inflation pressures from rising oil prices.