Market-Driven Solutions Will Keep Homes Resilient and Affordable
NAHB today urged Congress to factor in housing affordability when seeking solutions to build more resilient communities that can withstand and recover from natural disasters.
Testifying before the House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings, and Emergency Management, NAHB Chairman Chuck Fowke said any efforts to improve or increase the efficiency or resiliency of the U.S. housing stock should focus on cost-effective, market-driven solutions.
New homes built to modern codes are efficient, safe and resilient, which makes increasing code stringency on a tri-annual basis unnecessary, Fowke told lawmakers.
“Evidence from FEMA and others support this fact and demonstrate that modern building codes have been very effective in preventing the destruction of homes due to various storms, fires and earthquakes,” said Fowke. For example, after Hurricane Michael hit Mexico Beach, Fla., in 2018, studies showed that homes built post-2000 remained standing, while older homes did not.
A full 130 million homes out of the nation’s housing stock of 137 million are not subject to the new building codes now in effect before they were built before 2010. “Therefore, it is imperative that Congress focus on improving the older homes, structures and infrastructure that are less resilient to natural disasters,” said Fowke. “Federal incentives, tax credits, grants and other assistance programs would go a long way to facilitate and help fund the upgrades needed to ensure our homes and communities are ready for the future.”
Fowke also stressed that state and local governments must retain authority over land use and their code adoption processes so they can continue to direct community development and implement the codes that best fit their jurisdictions. “Model codes are intended to be flexible,” he noted. “What is best for Florida is not necessarily what is best for Nevada.”
“Relying on existing building codes, heeding the expertise of state and local governments, focusing on improving the existing housing stock and providing incentives is the best way to encourage greater resiliency in the nation’s housing stock,” Fowke added. “This approach will mitigate the effects of future natural disasters and also preserve housing affordability for new and existing homes.”
Learn more about NAHB’s efforts on resiliency at nahb.org.
Latest from NAHBNow
Sep 15, 2025
The Impact of the Professional Women in Building Leadership GrantProfessional Women in Building's annual scholarhsip programs provide students and emerging professionals with the resources, support and opportunities they need to thrive and lead the housing industry.
Sep 15, 2025
Associate Award Winners Share Meaning Behind Their WinNAHB is excited to award two of the association's top Associate contributors each year for their achievements. Two previous winners reflect on their experiences.
Latest Economic News
Sep 12, 2025
Household Real Estate Asset Values Reach New HighThe market value of household real estate assets rose to $49.3 trillion in the second quarter of 2025, according to the most recent release of U.S. Federal Reserve Z.1 Financial Accounts. The value rose by 2.7% from the first quarter and is 1.1% higher than a year ago. This measure of market value estimates the value of all owner-occupied real estate nationwide.
Sep 11, 2025
Parking Trends in Newly Completed Single-Family Homes, 2024In 2024, 65% of newly completed single-family homes featured two-car garages, according to NAHB’s analysis of the Census’s Survey of Construction data. The share of new homes with three or more car garages stood at 15%, continuing a downward trend from its peak of 24% in 2015 and decreasing 2 percentage points from 2023.
Sep 10, 2025
Year-over-Year Building Material Price Growth AdvancesPrice growth for residential building materials rose for the fourth straight month in August, reaching its highest level since January 2023. Across domestic inputs goods and services into residential construction, service prices decreased in August while goods prices slightly advanced.