Market-Driven Solutions Will Keep Homes Resilient and Affordable

Codes and Standards
Published

NAHB today urged Congress to factor in housing affordability when seeking solutions to build more resilient communities that can withstand and recover from natural disasters.

Testifying before the House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings, and Emergency Management, NAHB Chairman Chuck Fowke said any efforts to improve or increase the efficiency or resiliency of the U.S. housing stock should focus on cost-effective, market-driven solutions.

New homes built to modern codes are efficient, safe and resilient, which makes increasing code stringency on a tri-annual basis unnecessary, Fowke told lawmakers.

“Evidence from FEMA and others support this fact and demonstrate that modern building codes have been very effective in preventing the destruction of homes due to various storms, fires and earthquakes,” said Fowke. For example, after Hurricane Michael hit Mexico Beach, Fla., in 2018, studies showed that homes built post-2000 remained standing, while older homes did not.

A full 130 million homes out of the nation’s housing stock of 137 million are not subject to the new building codes now in effect before they were built before 2010. “Therefore, it is imperative that Congress focus on improving the older homes, structures and infrastructure that are less resilient to natural disasters,” said Fowke. “Federal incentives, tax credits, grants and other assistance programs would go a long way to facilitate and help fund the upgrades needed to ensure our homes and communities are ready for the future.”

Fowke also stressed that state and local governments must retain authority over land use and their code adoption processes so they can continue to direct community development and implement the codes that best fit their jurisdictions. “Model codes are intended to be flexible,” he noted. “What is best for Florida is not necessarily what is best for Nevada.”

“Relying on existing building codes, heeding the expertise of state and local governments, focusing on improving the existing housing stock and providing incentives is the best way to encourage greater resiliency in the nation’s housing stock,” Fowke added. “This approach will mitigate the effects of future natural disasters and also preserve housing affordability for new and existing homes.”

Learn more about NAHB’s efforts on resiliency at nahb.org.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Safety

Nov 28, 2025

Keep Workers Safe and Warm on Winter Jobsites

With Fall set in across the country and winter rapidly approaching, it is important to know the dangers of cold stress and the best ways to stay safe and warm on your jobsites.

Economics

Nov 26, 2025

The No. 1 Factor Driving Home Values

Square footage, curb appeal and bedroom count only tell part of the story when it comes to the value of a single-family home. Arguably, the biggest factor is where the home is located.

View all

Latest Economic News

Economics

Nov 26, 2025

Property Taxes by State – 2024

Nationally, across the 87 million owner-occupied homes in the U.S., the average amount of annual real estate taxes paid in 2024 was $4,271, according to NAHB analysis of the 2024 American Community Survey.

Economics

Nov 25, 2025

Share of New Homes with Decks Edges Lower

The share of new homes with decks edged down from 17.6% in 2023 to a new all-time low of 17.4% in 2024, according to NAHB tabulation of data from the HUD/Census Bureau Survey of Construction (SOC).

Economics

Nov 25, 2025

Building Material Prices Continued to Rise in September

Aggregate residential building material prices rose at their fastest pace since January 2023 in the latest Producer Price Index release from the Bureau of Labor Statistics. Input energy prices increased for the first time in over a year, while service price growth remained lower than goods.