Market-Driven Solutions Will Keep Homes Resilient and Affordable
NAHB today urged Congress to factor in housing affordability when seeking solutions to build more resilient communities that can withstand and recover from natural disasters.
Testifying before the House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings, and Emergency Management, NAHB Chairman Chuck Fowke said any efforts to improve or increase the efficiency or resiliency of the U.S. housing stock should focus on cost-effective, market-driven solutions.
New homes built to modern codes are efficient, safe and resilient, which makes increasing code stringency on a tri-annual basis unnecessary, Fowke told lawmakers.
“Evidence from FEMA and others support this fact and demonstrate that modern building codes have been very effective in preventing the destruction of homes due to various storms, fires and earthquakes,” said Fowke. For example, after Hurricane Michael hit Mexico Beach, Fla., in 2018, studies showed that homes built post-2000 remained standing, while older homes did not.
A full 130 million homes out of the nation’s housing stock of 137 million are not subject to the new building codes now in effect before they were built before 2010. “Therefore, it is imperative that Congress focus on improving the older homes, structures and infrastructure that are less resilient to natural disasters,” said Fowke. “Federal incentives, tax credits, grants and other assistance programs would go a long way to facilitate and help fund the upgrades needed to ensure our homes and communities are ready for the future.”
Fowke also stressed that state and local governments must retain authority over land use and their code adoption processes so they can continue to direct community development and implement the codes that best fit their jurisdictions. “Model codes are intended to be flexible,” he noted. “What is best for Florida is not necessarily what is best for Nevada.”
“Relying on existing building codes, heeding the expertise of state and local governments, focusing on improving the existing housing stock and providing incentives is the best way to encourage greater resiliency in the nation’s housing stock,” Fowke added. “This approach will mitigate the effects of future natural disasters and also preserve housing affordability for new and existing homes.”
Learn more about NAHB’s efforts on resiliency at nahb.org.
Latest from NAHBNow
Dec 01, 2025
Property Taxes on Homes Tick Up in 2024 Led by New JerseyThe average annual residential property tax bill for the 87 million owner-occupied homes in the U.S. was $4,271 in 2024, up about 4% from 2023, according to NAHB Economics team analysis of the 2024 American Community Survey.
Nov 28, 2025
How You Can Support Workforce Development on Giving TuesdayTo help give students the tools they need to build their career in the construction industry, Home Builders Institute (HBI) is participating in Giving Tuesday on Dec. 2.
Latest Economic News
Dec 01, 2025
About 7% of New Homes Are TeardownsIn 2024, 6.9% of new single-family detached homes were teardowns (structures torn down and rebuilt in older neighborhoods), and another 20.1% were built on infill lots in older neighborhoods, according to the latest Builder Practices Survey (BPS) conducted by Home Innovation Research Labs.
Nov 26, 2025
Property Taxes by State – 2024Nationally, across the 87 million owner-occupied homes in the U.S., the average amount of annual real estate taxes paid in 2024 was $4,271, according to NAHB analysis of the 2024 American Community Survey.
Nov 25, 2025
Share of New Homes with Decks Edges LowerThe share of new homes with decks edged down from 17.6% in 2023 to a new all-time low of 17.4% in 2024, according to NAHB tabulation of data from the HUD/Census Bureau Survey of Construction (SOC).