FHFA Releases New Capital Rule for Fannie Mae, Freddie Mac
The Federal Housing Finance Agency (FHFA) today re-proposed a 2018 plan to establish a new regulatory capital framework for Fannie Mae and Freddie Mac. The proposed rule is a critical step toward FHFA’s goal to release the two government-sponsored enterprises from conservatorship.
If the new proposal had been in effect in 2019, Fannie Mae and Freddie Mac would have held a combined $243 billion in capital, the FHFA said.
Fannie Mae and Freddie Mac were placed into conservatorship by the U.S. Treasury in September 2008.
Comments will be due 60 days after the notice is published in the Federal Register.
Latest from NAHBNow
Dec 30, 2025
NAHB's Most Engaging Shop Talk Sessions of 2025The most popular discussions featured topics such as the next generation of women in construction, social media strategies to elevate your business and the art of networking.
Dec 29, 2025
NAHB Mourns the Passing of Past Chairman John “Joe” RobsonJohn “Joe” Robson, 2009 NAHB chairman, passed away on Saturday, Dec. 27. As founder and president of The Robson Companies, Inc., Robson was a leader in the Tulsa, Okla., area home building and development industries for decades.
Latest Economic News
Dec 22, 2025
State-Level Employment Situation: September 2025In September 2025, nonfarm payroll employment was largely unchanged across states on a monthly basis, with a limited number of states seeing statistically significant increases or decreases. This reflects generally stable job counts across states despite broader labor market fluctuations. The data were impacted by collection delays due to the federal government shutdown.
Dec 19, 2025
Existing Home Sales Edge Higher in NovemberExisting home sales rose for the third consecutive month in November as lower mortgage rates continued to boost home sales, according to the National Association of Realtors (NAR). However, the increase remained modest as mortgage rates still stayed above 6% while down from recent highs. The weakening job market also weighed on buyer activity.
Dec 18, 2025
Lumber Capacity Lower Midway Through 2025Sawmill production has remained essentially flat over the past two years, according to the Federal Reserve G.17 Industrial Production report. This most recent data release contained an annual revision, which resulted in higher estimates for both production and capacity in U.S. sawmills.