FHFA Releases New Capital Rule for Fannie Mae, Freddie Mac
The Federal Housing Finance Agency (FHFA) today re-proposed a 2018 plan to establish a new regulatory capital framework for Fannie Mae and Freddie Mac. The proposed rule is a critical step toward FHFA’s goal to release the two government-sponsored enterprises from conservatorship.
If the new proposal had been in effect in 2019, Fannie Mae and Freddie Mac would have held a combined $243 billion in capital, the FHFA said.
Fannie Mae and Freddie Mac were placed into conservatorship by the U.S. Treasury in September 2008.
Comments will be due 60 days after the notice is published in the Federal Register.
Latest from NAHBNow
Disaster Response | HBIDRF Projects
Nov 11, 2025
Georgia HBA Rebuilds Veteran’s Home Destroyed by Hurricane HeleneAs we celebrate Veterans Day, NAHB members across the country are showing that service takes many forms, including helping veterans recover after natural disasters.
Trends
Nov 10, 2025
Three-Bedroom Homes Reach Highest Market Share Since 2011Three-bedroom homes made up 47% of all single-family homes built in 2024, their largest share of new home starts since 2011. All other bedroom number categories fell from 2023.
Latest Economic News
Economics
Nov 07, 2025
Which Local Markets Track National Trends the Most: 2024 Multifamily MAIFollowing the release of the 2024 single-family MAI last week, the National Association of Home Builders developed the Multifamily Market Association Index (MAI) to measure how closely multifamily building permits in metro areas follow national patterns.
Economics
Nov 06, 2025
Multifamily Developer Confidence Increases in Third Quarter, But Still in Negative TerritoryThe Multifamily Production Index (MPI) had a reading of 46, up six points year-over-year, while the Multifamily Occupancy Index (MOI) had a reading of 74, down one point year-over-year.
Economics
Nov 05, 2025
Bedrooms in New Single-Family Homes in 2024Three-bedroom single-family homes reached their largest share of starts since 2011 and remained the most prevalent number of bedrooms among new homes.