FHFA Releases New Capital Rule for Fannie Mae, Freddie Mac
The Federal Housing Finance Agency (FHFA) today re-proposed a 2018 plan to establish a new regulatory capital framework for Fannie Mae and Freddie Mac. The proposed rule is a critical step toward FHFA’s goal to release the two government-sponsored enterprises from conservatorship.
If the new proposal had been in effect in 2019, Fannie Mae and Freddie Mac would have held a combined $243 billion in capital, the FHFA said.
Fannie Mae and Freddie Mac were placed into conservatorship by the U.S. Treasury in September 2008.
Comments will be due 60 days after the notice is published in the Federal Register.
Latest from NAHBNow
IBS
Feb 16, 2026
NAHB Unveils the Official Show Homes of the 2026 International Builders’ ShowThe National Association of Home Builders (NAHB) Leading Suppliers Council, in collaboration with “Professional Builder” magazine, today unveiled the official show homes of the NAHB International Builders’ Show (IBS): The New American Home® 2026 and The New American Remodel® 2026. IBS attendees and media members may tour the homes Feb. 17-19.
Workforce Development
Feb 16, 2026
Florida HBA Helps ‘Fill the Gap’ for Local Trades EducationThe Treasure Coast Builders Association has helped prepare Florida’s future workforce through local Career and Technical Education programming.
Latest Economic News
Economics
Feb 16, 2026
Cost of Credit for Builders & Developers at Its Lowest Since 2022The cost of credit for residential construction and development declined in the fourth quarter of 2025, according to NAHB’s quarterly survey on Land Acquisition, Development & Construction (AD&C) Financing.
Economics
Feb 13, 2026
Inflation Eased in JanuaryInflation eased to an eight-month low in January, confirming a continued downward trend. Though most Consumer Price Index (CPI) components have resolved shutdown-related distortions from last fall, the shelter index will remain affected through April due to the imputation method used for housing costs. The shelter index is likely to show larger increases in the coming months.
Economics
Feb 12, 2026
Existing Home Sales Retreat Amid Low InventoryExisting home sales fell in January to a more than two-year low after December’s strong rebound, as tight inventory continued to push home prices higher and winter storms weighed on activity. Despite mortgage rates trending lower and wage growth outpacing price gains, limited resale supply kept many buyers on the sidelines.