Accessory Dwelling Unit Financing

Housing Finance

Resolved that the National Association of Home Builders (NAHB) work with housing stakeholders and federal, state and local policy makers to explore the development of new funding options for accessory dwelling units (ADUs) and detached ADUs (DADUs);

Further resolved that NAHB urge financial institutions and their regulators to advance solutions that would enable borrowers to improve the use of projected rental income for underwriting mortgages for properties containing a legal ADU;

Further resolved that NAHB urge federal, state and local policymakers to focus on developing solutions for meeting community housing finance needs. 

Resolution originally adopted: 2021.1, Resolution No. 4

Committee with primary jurisdiction:

  • Housing Finance Committee
Full Resolution The full text of this resolution is available for download.