Treatment of Residential Real Estate in Financial Institutions Regulation

Housing Finance

Resolved that NAHB urge the federal banking regulators to collect and report greater details on loan activity and performance by type of real estate loan.

Further resolved that NAHB urge the federal regulators to appropriately distinguish among real estate assets having significantly different credit histories in their oversight and regulation of commercial banks and thrift institutions and, in particular, recognize the favorable historical credit performance of residential real estate loans.

Resolution originally adopted: 2007.2, Resolution No. 2

Committee with primary jurisdiction:
  • Housing Finance Committee
Full Resolution The full text of this resolution is available for download