Raj Bandla More about Raj Bandla Raj Bandla is a senior counsel in the Austin office of Locke Lord LLP where he concentrates his practice on real estate transactions, opportunity zones and affordable housing. He has experience in representing tax credit syndicators and multi-national financial institutions making equity investments in affordable housing projects throughout the United States. Raj advises developers and qualified opportunity fund operators in matters related to the federal qualified opportunity zones program. Raj also represents affordable housing developers in transactions financed with federal and state low income housing tax credits, historic rehabilitation tax credits, tax-exempt bonds, FHA insured multi-family loans and a variety of other private and governmental financing sources. Raj has also represented clients on matters involving partnership taxation issues, asset management matters, debt refinancings and “Year 15” investor exits. Raj holds a Bachelors in Business Administration and a law degree from the University of Michigan.