President Donald Trump

Republican Presidential Candidate

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The following are stances President Trump has taken regarding housing-related issues:

Regulation

  • The Trump administration repealed and replaced the onerous Obama era Waters of the United States (WOTUS) rule. The new rule resolves years of uncertainty over where federal jurisdiction beings and ends.
  • Executive Order on Reducing Regulation and Controlling Regulatory Costs: Mandates that two regulations must be eliminated for every regulation created in order to reduce compliance costs.
    • Eliminated 22 regulations for every new regulatory action.
    • Issued 67 deregulatory actions while only imposing three new regulatory actions.
    • In FY 2017, saved $8.1 billion in lifetime net regulatory cost savings, equivalent to $570 million per year.
  • Executive Order on Promoting the Rule of Law Through Transparency and Fairness in Civil Administrative Enforcement and Adjudication:
    • Reigns in government overreach and reduce burdensome regulations for small businesses.
    • Requires agencies to put their guidance documents on easily searchable publicly accessible websites.
    • Requires government agencies to seek public input on the most important guidance they issue and allow individuals to ask the agencies to withdraw guidance they believe is wrong.
    • Prohibits federal agencies from enforcing rules they have not made publicly known in advance.
    • Instructs agencies to offer opinion letters to individuals and businesses who request them, so people who want to comply with the law can learn how.
  • Executive Order to establish a White House Council on Eliminating Barriers to Affordable Housing Development: Cites the need to cut costly regulations that are hampering the production of more affordable housing in America.
  • Executive Order on Strengthening Retirement Security in America: Removes needless regulatory barriers that will help more trade groups and small businesses to provide workplace retirement plans for their employees.
  • Executive Order on Energy Independence: Directs the Environmental Protection Agency to rework the controversial Clean Power Plan rule, which requires states to reduce carbon dioxide emissions from power plants located within their borders.
    • If implemented, the Clean Power Rule could have resulted in the adoption of rigorous building energy codes that would harm housing affordability while doing little to reduce carbon dioxide emissions from housing.
  • Executive Order on Establishing Discipline and Accountability in the Environmental Review and Permitting Process for Infrastructure: Revoked President Obama’s flawed EO 13690 and the Federal Flood Risk Management Standard (FFRMS).
    • The FFRMS would have dramatically expanded regulated floodplain areas without congressional oversight, new floodplain maps, supporting technical data or comprehensive regulatory impact and cost-benefit analysis.
    • The executive order also streamlines the federal approval process for building roads, bridges, and other infrastructure projects upon which all home builders and developers rely.

Investment in Home Building

  • Executive Order on Establishing the White House Opportunity and Revitalization Council: Establishes the White House Opportunity and Revitalization Council that will spur more investment in opportunity zones, a new type of economic development incentive created by the Tax Cuts and Jobs Act of 2017.
    • Opportunity zones are designed to incentivize investment and economic development in under-served communities.

Workforce Development

  • Executive Order establishing the National Council for the American Worker: This council will develop a national strategy for training and retraining workers for high-demand industries.
  • As part of the initiative, the administration asked companies and associations to sign a pledge committing them to expanding apprenticeships; increasing on the job training and providing students and workers the training and opportunities they need to succeed in the American workforce. NAHB, HBI pledged to train 50,000 workers over the next five years.

Health Care

  • Executive Order Promoting Healthcare Choice and Competition Across the United: Will ease restrictions on association health plans and health reimbursement accounts to create more options for small businesses to provide health benefits to their employees.

Housing Finance

  • Executive Order on Core Principles for Regulation the United States Financial System
    • In response to this executive order, the Treasury Department issued a series of reports focusing on financial regulatory reform designed to provide much-needed relief to small businesses, community bankers and other financial institutions.
    • This executive order was important to home builders as the nation’s housing recovery and economic growth are challenged by regulatory burdens preventing many home builders from receiving loans and restricting mortgage financing to creditworthy borrowers.
  • Cancelled FHA Premium Mortgage Cuts
    • The Trump administration issued a mortgage letter from HUD cancelling a decision made by the Obama administration to lower Federal Housing Administration annual mortgage premiums by 25 basis points to 0.60%.
    • The lower premium would make homes more affordable, particularly for creditworthy young families and first-time buyers.

Tax Reform

  • Tax Cuts and Jobs Act: Tax reform legislation that included real estate exception to the business interest deduction, second homes, private activity bonds, the capital gains exclusion and other provisions.
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<p>Recognizing federal legislators who have demonstrated strong support for housing and key housing issues.</p>

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