Housing Finance Policies

The U.S. housing finance system provides mortgage capital to home buyers and producers of rental housing through a complex system of private companies and government backing. The result is an extremely efficient and competitive market that funds home buying and residential rental property financing near the lowest possible costs.

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Title	Type
Foreclosures NAHB urges bank regulators to reduce the number of home owners going into foreclosure by:  Improving loan modification programs, such as the Home Affordable Modification Program (HAMP), to require principal reductions when net present value tests support this option. Principal … 2/16/2012	NAHB Resolution
Improving the Accuracy of New Construction Appraisals NAHB urges the following actions to raise awareness and address the problems of appraisals, which are essential to achieving a sound housing finance system and a sustained recovery in the housing industry and America’s economy. Strengthen Education, Training and Experience Requirements for … 2/16/2012	NAHB Resolution
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