Building, Buying & Owning a Home

Everything you need to know about buying, financing, building, maintaining or remodeling your home is right here. This section guides you through every stage of homeownership and helps you understand more about home building and the environmental and community growth issues facing our neighborhoods. Whether you’re a current or prospective home owner, or just interested in home building — there’s something for everyone.

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Homeownership Tax Advantages Buying a home is one of the smartest purchases you can ever make. One reason is that homeownership has many positive tax implications. The three most important sources of tax savings for home owners are the: deductions for mortgage interest deductions for real estate taxes capital gain … 11/18/2009	Web page
Should I Wait Until Prices Go Lower to Buy a Home? The housing market is currently in a cyclical downturn, and conditions are ideal to purchase a home. Here's why: Interest rates are at historical lows Home prices have decreased There is a large inventory of homes on the market to choose from For qualified buyers who purchase a principal … 11/18/2009	Web page
Tax Credit Expands Home Buyer, Economic Opportunities The National Association of Home Builders (NAHB) is spreading the word to consumers about an important new law that extends and expands an attractive tax incentive for potential home buyers. The Worker, Homeownership, and Business Assistance Act of 2009, signed into law by President … 11/17/2009	Press Release
YouTube/NAHBTV Video: Tax Credit FAQs NAHB's Chief Economist answers frequently-asked questions about the new 2009-2010 home buyer tax credits. 11/12/2009	External Link
Federal Housing Tax Credit Consumer Web site Eligibility requirements, FAQs, videos and more on the new federal home buyer tax credit signed into law on Nov. 6, 2009. 11/9/2009	External Link
2009-2010 Home Buyer Federal Tax Credit Fact Sheet Information about the new extended and expanded home buyer federal tax credit signed into law on Nov. 6, 2009. 11/6/2009	Web page
Top Reasons You Shouldn't Wait to Buy a New Home Learn about the many great reasons to buy a new home today. 11/6/2009	PDF
Test Your Electrical Savvy On February 11, 1847 the genius inventor of the electrical age, Thomas Edison, was born. Over 160 years later, his most famous invention, the light bulb, still has an essential place in the home. With often no more than four hours of sleep per night and his personal creed of, "Genius is 1 … 10/5/2009	Web page
Checklist for Hiring a Builder or Remodeler Use this checklist to help you select a builder or remodeler to work on or build your home. Does the builder or remodeler have a permanent business location and a good reputation with local banks and suppliers? How long have they been in the building business? It usually takes three to five … 9/29/2009	Web page
Don't Ignore Outdoor Home Maintenance Chores This Fall The crisp weather of fall is upon us and football season is well underway. While the prospect of relaxing into a lazy Sunday schedule calls to many home owners weary from the routine of weekend lawn mowing, don’t sleep on essential lawn care and home maintenance tasks that will see you … 9/29/2009	Web page
The Home Owner’s Toolbox One important responsibility of owning a home is maintaining your investment through regular maintenance and care. Like many things in life, the right tool can make your maintenance tasks easier and quicker. Following is a list of the basic tools that home owners should have on hand to take care of … 9/29/2009	Web page
Choosing a Home Remodeler home remodel, home remodeling, home remodeler, home remodelers 9/25/2009	Web page
What Is Systems-Built Housing What is Systems-Built Housing? Systems-built housing refers to methods of construction that take advantage of modern machinery, computer and factory technology to create a code-compliant home. Systems-built homes use prefabricated materials, built in a climate-controlled environment … 9/8/2009	Web page
What Home Owners Need to Know About Lead Paint The U.S. Environmental Protection Agency's Lead: Renovation, Repair and Painting rule governing the work of professional remodelers in homes where there is lead-based paint was published in the Federal Register on Earth Day, April 22. The rule will take effect in April 2010. The rule … 7/30/2009	Web page
Beware Foreclosure Rescue Scams Scammers are targeting people having trouble paying their mortgages. These so-called foreclosure rescue companies promise to stop foreclosure. But they're out to make a quick buck, and can turn a homeowner's distress into disaster. The Federal Trade Commission (FTC), the nation's consumer … 7/15/2009	Web page
Pre-Qualify Your Home Remodeler home remodel, home remodeling, home remodeler, home remodelers 7/12/2009	Web page
Understanding Your Home Remodeling Contract home remodel, home remodeling, home remodeler, home remodelers 7/11/2009	Web page
Illustration: How Homes Become Green NAHB Members are using innovating technologies to make today's home's greener and more energy efficient. Take a look ! 6/24/2009	PDF
National Association of Home Builders Fact Sheet A one page summary of NAHB. 6/15/2009	PDF
FHA Tax Credit Monetization Helps Home Buyers With Upfront Costs First-time home buyers who would otherwise qualify for the $8,000 tax credit, but don’t have the money for a down payment or closing fees, may now be able to get a loan to help cover those upfront costs. The U.S. Department of Housing and Urban Development (HUD) announced on May 29 that … 6/9/2009	Press Release