The Economics of Housing Affordability

Often, policies that increase costs or constrain housing production are made in the absence of complete information. This section provides information to help stakeholders better assess alternative policies. Many items contain analysis by NAHB Housing Policy economists that is available nowhere else. Many also contain data for specific local areas.

Financing, Affordability & Taxation
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TitleType
Date Random Lengths Composite Price  CME Futures Price Contract Delivery Date 2009 November 20 $248 $229.1 Jan. 2010 November 13
11/20/2009
Web page
Building Permits -Metropolitan Statistical Areas(MSAs)
10/29/2009
MS Excel
New and existing home prices provided on an annual, monthly, and quarterly basis.  The monthly data are not seasonally adjusted.
10/28/2009
MS Excel
A study by NAHB investigates housing affordability for four occupations - teachers, police officers, nurses, and retail sales persons - in the 25 largest metro areas in the United States. Using data from the 2000 Census, the study looks at which census tracts (areas designed by the U.S. Census …
7/24/2009
Web page
Home building generates income and jobs for local residents, as well as revenue for local governments. Home building also imposes costs on local governments that supply education, police and fire protection, and other public services to support the new homes. NAHB has developed …
7/1/2009
Web page
The material that is linked to this section presents NAHB's tabulations of residential construction jobs in each state and Congressional district.   View a table that contains number of workers in residential construction (RC) in each state in 2005. The table also ranks 50 states and …
5/14/2009
Web page
The material in this section shows the number of U.S. households potentially affected when house prices or interest rates change.   The first item is a one-page document that shows approximately 246,000 U.S. households priced out of the market for a median-priced new home when the price of …
4/6/2009
Web page
Often, policies that increase costs or constrain housing production are made in the absence of complete information.  Housing is a highly regulated industry, perhaps the only industry in the U.S. where a separate permit is typically required for each unit of production.  Moreover, permit …
6/19/2008
Web page
A number of policies designed to increase the supply of affordable housing federal in nature.  When advocating in favor of these policies, it is often useful to be able to describe what home building contributes to the national economy.  The material in this section includes estimates of …
6/19/2008
Web page
This article presents estimates of housing’s contribution to Gross State Product (GSP) through private residential investment and consumption spending on housing services. States with booming residential construction enjoyed a comparatively higher share attributable to home building, while populous …
6/11/2008
Web page
Click on the link below to access NAHB's Housing Affordability Resources Toolkit, including helpful information regarding inclusionary zoning policies. Housing Affordability Resources Toolkit This is a guidebook for the housing affordability resources toolkit which can be found on line under …
1/31/2008
Web page