Housing Affordability

As housing prices have fluctuated widely in recent years, and wages have stagnated or declined, homeowners are struggling to stay in affordable homes. Given the current economic climate, the issue of housing affordability has spread to those not traditionally perceived as seeking “affordable housing.” More importantly, these households receive little or no public assistance. A new term has been coined to address these emerging households: workforce housing. This group may include teachers, police officers and fire fighters as well as health care workers, retail clerks, administrative personnel and other moderate income workers, all essential to the economic vitality of an area and its success. However defined, the key to housing affordability is that it meets the needs of the people who provide services we depend on. Information found here will help you frame the discussion of workforce housing and housing affordability so that regulators and other groups can best address these issues.

Housing Affordability

  • Encouraging Fair Housing Issues  (2 items)
    Learn how regulations that increase the cost of housing can have a discriminatory impact on groups protected by the Fair Housing Act.
  • Strategies and Funding Sources for Housing Affordability  (go to item)
    There are literally thousands of state and local programs and comprehensive funding sources to help home builders provide for housing affordability and workforce housing.
  • Regulatory Barriers to Housing Affordability  (go to item)
    With home builders facing increasing costs associated with ever expanding local state and federal regulations, it has become increasingly difficult to construct housing in a manner affordable to many Americans.
  • The Economics of Housing Affordability  (4 items)
    Need to document local housing affordability problems, the adverse impacts of higher costs, or the economic benefits of home building? Find out more here.
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