Preserving a System of Locally Based Depository Institutions

NAHB urges Congress to preserve a system of locally-based insured depository institutions to meet consumer and small business financing needs.

Further, NAHB urges Congress to maintain a unit with housing finance expertise and data collection responsibilities within any streamlined bank regulatory structure.

Further, NAHB urges Congress to revise the Federal Home Loan Bank System's eligibility requirements for system membership and borrowing to improve the System's capacity to provide liquidity support for smaller, locally-based member institutions.

Resolution reaffirmed: 06/2013
Resolution reaffirmed: 05/2009
Resolution reaffirmed: 04/2005
Resolution reaffirmed: 06/2001
Resolution originally adopted: 01/1997, Resolution Number 12
Committee with primary jurisdiction: Housing Finance Committee

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